Tax1099 Review (2026)The Cheap Per-Form Rate Is Marginal

Pricing (2026)

✓ Pricing re-verified 12 Oct 2026

Filing is graduated volume pricing, not a flat rate that falls: each band is billed at its own rate and the bill is the sum across bands. The Tiered Pricing Charts on the page, with the form-type selector on IRS eFile 1099, 1098, 1095, W-2, W-2C, W-2G, list the first 20 forms at $2.99 each, forms 21-150 at $2.59, 151-250 at $1.99, 251-500 at $1.42 and 501-1,000 at $0.72, with 1,000+ on request.

On those bands 30 forms come to $85.70 and 600 forms to $1,022.50, about $1.70 a form. The worked 600-form example that used to sit higher up the page, with middle rates the chart does not show, is gone on 12 October 2026. Three eFiling plans: Essential is free, Teams (formerly eFile Plus) is $249 a year and adds multi-user access and 250 free TIN matches, and Scale (formerly Enterprise) is $349 a year and adds workflow, user and action management, API access and Notice Management (otherwise $199 a unit).

TIN matching is not free on Essential: real-time is $1.00 a request and bulk $150 per 10,000 records; the 24-hour option at $0.37 that the page listed on 1 October is no longer on it. Other add-ons: eDelivery $0.50 a unit (it was $0.25 on 1 October), print and mail $1.95 a form (was $1.90) (plus a $1 rush fee in the last five days of the season through 2 February), foreign mail $4.99 a form, state reconciliation $4.99 a payer, and W-9/W-8 requests at $1.00 for one, $7.00 for 25, $45.00 for 200 and $95.00 for 1,000. Plans change, so check the live price on their site before you buy.

Category context: Financial Operations. Across the 11 tools in this category that we researched with a public US-dollar price, the median entry price is about $25 a month (lowest paid plan as listed, per seat where the vendor prices per seat). Compare pricing conditions in the Software Cost Atlas →

What the price did

We read Tax1099’s own pricing page on a schedule and keep every reading, so this is our record of the page. It is not a forecast, and not someone else’s summary. A change appears here only after we confirmed the new price on the page itself.

What the pricing page doesn’t say

The catch

A business filing across many recipients and states should tally the add-ons, not just the headline per-form rate. It's a filing tool, not a bookkeeping system; it assumes your payee data is already clean.

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What Tax1099 does

Per-form e-filing of 1099s, W-2s and related forms, cheaper per form at high volume, with a subscription for frequent filers.

What buyers report about Tax1099

Hands-on: not tested by usReported by buyers: Capterra, GetApp, Software Advice and SmartCustomer, read August 2026

Themes from the buyer-review sites listed at the foot of this page, read in August 2026. We have not run Tax1099 ourselves, so this is other buyers' experience rather than ours. We summarise it here because the complaints are usually the part a vendor page leaves out.

The cheap per-form rate is a marginal rate

The per-form price is a marginal rate, and the tier chart is the number to budget from. Tax1099 bills each band at its own rate and adds them up. Its chart for 1099, 1098, 1095 and W-2 forms reads $2.99 for the first 20, $2.59 for forms 21-150, $1.99 for 151-250, $1.42 for 251-500 and $0.72 for 501-1,000. Six hundred forms on that chart cost $1,022.50, about $1.70 a form; thirty forms cost $85.70, about $2.86.

Until early October the page also carried a worked 600-form example with middle rates the chart does not show; it is gone on 12 October. We previously budgeted from that example ($885.30, $1.48 a form); the chart puts the same filing about $137 higher. Then the plan question. Teams is $249 a year for multi-user access and 250 free TIN matches; Scale is $349 a year and adds workflow, user and action management, API access and Notice Management (otherwise $199 a unit).

The 250 matches are worth $250 at the $1.00 real-time rate. With the cheaper 24-hour option gone from the page, the alternative is bulk matching at $150 per 10,000 records, so Teams pays for itself on matching alone only if you need around 250 checks one at a time. For a company sending thirty 1099s in January, the free Essential account plus per-form fees is the cheaper structure. What upgrading does not fix: the page prints one per-form chart, not one per plan, and no plan removes the meters.

eDelivery is $0.50 a unit, print and mail $1.95 a form (plus a $1 rush fee in the last five days of the season through 2 February), foreign mail $4.99 a form, state reconciliation $4.99 a payer, and W-9/W-8 requests run from $1.00 for one to $95.00 for 1,000. Corrections after a TIN mismatch are billed on top of the filing you already paid for. And it is a filing tool, not a bookkeeping system: messy payee data stays your problem on every tier.

How to actually use Tax1099

Run TIN matching on every recipient before you file a single form, and budget for it: $1.00 a request in real time, or $150 per 10,000 records in bulk. The free Essential account does not include it; the 250 free matches come with Teams. A mismatched TIN produces an IRS B-notice and a correction, and corrections are billed on top of the filing, so a dollar a recipient is the cheapest insurance in the process.

Clean the payee data while you are in there. Names that disagree with the W-9, missing addresses and stale entity types turn a routine season into a fortnight of corrections. Then price your own form count on the tier chart. Set the chart's form-type selector to the forms you actually file (1099s and W-2s share one table; 1042-S, 5498 and the 94x payroll returns have tables of their own) and sum the bands: 30 forms come to $85.70, 600 to $1,022.50.

Add eDelivery, mailing, W-9 requests and state filing, which multiplies with the number of states your contractors sit in.

The natural comparison is TaxBandits or the IRS IRIS portal: TaxBandits is a close paid equivalent; IRIS is free but barer: Tax1099 wins on integrations and bulk workflows.

Visit Tax1099 →

Frequently asked questions

What does Tax1099 cost per form?

It is graduated: each band is billed at its own rate and the bands are summed. For 1099, 1098, 1095 and W-2 forms the tier chart reads $2.99 for the first 20, $2.59 up to 150, $1.99 up to 250, $1.42 up to 500 and $0.72 up to 1,000, with larger volumes on request (read 12 October 2026). That makes 30 forms $85.70 and 600 forms $1,022.50.

Do I need the Teams subscription?

Only if several people file or you would run around 250 real-time TIN checks a year. Teams is $249 a year and adds multi-user access and 250 free TIN matches, worth $250 at the $1.00 real-time rate. Scale, $349 a year, adds workflow and user management, API access and Notice Management. A business doing one January run is usually cheaper on the free Essential account plus per-form fees.

What is free?

The Essential account: IRS and state e-filing, corrections and scheduling as features, USPS address validation, QuickBooks, Xero and BILL integrations, and audit trails. The forms themselves are still billed per form, and TIN matching is an add-on ($1.00 a request in real time, $150 per 10,000 records in bulk) unless you are on Teams, which includes 250 matches.

Who owns my filing data, and does Tax1099 promise error-free filing?

You own your data, and error-free filing is not promised. The SaaS terms (tax1099.com/saas-terms-and-conditions, read 8 November 2026) say you retain all ownership and intellectual property rights in your data, while Zenwork, the company behind Tax1099, owns the service. The same terms say Zenwork does not guarantee that the services will be performed error-free or uninterrupted. For services that do not conform, the remedy they describe is to perform them again or, if that is not practicable within a reasonable time, a refund or account credit for the payments concerned. Check the forms yourself before you submit.

Is this a hands-on review of Tax1099?

This is a researched assessment, not a hands-on test. Where we've used a tool ourselves, we say so explicitly. We name what each tool is good and bad at, and we earn a commission only if you sign up, at no cost to you.

Others in this category

Reviewed financial operations tools that share ground with Tax1099. They are comparable in what they do, not drop-in swaps:

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